Thursday, February 7, 2008

Could be Worth than Chex Systems ( EWS )

Early Warning Services Formed By Five US Banks

Five of the nation’s leading retail banks, Bank of America, BB&T Corporation, JPMorgan Chase, Wachovia, and Wells Fargo together with First Data have announced they have agreed to form Early Warning Services, LLC, to bring together the fraud prevention expertise of the owners with the intellectual property and assets of Primary Payment Systems (PPS) and IDLogix. PPS and IDLogix are subsidiaries of First Data specializing in fraud prevention technologies.

“We’re confident this new venture will strengthen the industry’s defenses in the fight against fraud,” said Leslie Altick, executive vice president, Wells Fargo Bank N.A. and vice chairman of Primary Payment Systems’ Board of Directors. “We believe that by working together we can achieve a common goal that none of us could have achieved individually.”

“First Data believes strongly in collaborating with financial institutions as partners,” said David Bailis, president of First Data’s Financial Institution Segment. “This announcement signals our joint commitment to fighting fraud. Bringing together First Data’s technology competency with the knowledge and best practices of the bank owners expands upon the efforts put forward by Primary Payment Systems, an industry leader in fraud prevention.”

According to recent studies, fraud costs financial institutions and retailers more than $50 billion each year, and this year, over 8 million Americans will have their identities used for fraudulent purposes. Early Warning Services will bring expertise to finding better ways to integrate information and technology in order to fight payment and identity fraud across the industry.

“As fraud continues to reach new levels of sophistication, the speed with which current and accurate information is integrated into the processes that detect, prevent and deter fraud becomes even more critical,” said Paul Finch CEO of PPS and future CEO of Early Warning Services. “Our history of delivering value has been built upon the active participation of financial services organizations of all sizes. We are now better positioned to harness the best practices and experiences of some of the leading financial services organizations to meet the growing fraud challenges of the industry. “

Services Early Warning Services will help financial institutions and other businesses assess risk when establishing and servicing their customers. Utilizing the collective knowledge and best practices in fraud management from leading financial services organizations, the company will integrate information and technology to fight identity and payment fraud. This intelligence is delivered through a suite of Early Warning fraud solutions, resulting in more than $1 billion in annual loss avoidance. Early Warning Services is expected to be a limited liability company owned by Bank of America, BB&T Corporation, JPMorgan Chase, Wachovia, Wells Fargo and First Data.

Wednesday, February 6, 2008

Banks in Florida that do not use chexsystems

Below is a List of banks in Florida that do not use chex systems or if they do , they will overlook your report. Please let me know if you have Success Opening a Account at these banks.

Please note this Non Chexsystems banks are Updated Daily so please come back if you dont find a bank in your area.

Banco Popular
Capital City bank
Gulf State Community Bank Anyone Can Open Account here
Pacific national bank
Peninsula Bank be careful they do not run chex systems but they use a unknown system, might be telecheck ,scan or even EWS. So please let me know if you were able to get account. Thanks

Non Chex Systems banks in Alabama

RENASANT BANK - Known to Not Use Chex Systems

MERCHANTS BANK - Will Run Credit Report

ALABAMA CENTRAL CREDIT UNION - Known to not use Chex Systems. Will only Run Credit Report

CENTRAL STATE BANK - Non Chex Systems Checking Account

Compass bank - - Will not Use Chex Systems in Opening a new checking Account.

Non Chex Systems banks in Arkansas

List of Non Chex Systems Banks in Arkansas. Please Visit Our Site Daily for updates. Thanks

HOPE CREDIT UNION - Does Not Use Chexsystems in Opening New Account.

FIRST BANK NA - This bank does not use chex systems - have called and verified it to be accurate.

ARKANSAS NATIONAL BANK - Bank that does not use chex systems

ELK HORN BANK - Verified that they indeed do not use chex systems.

First National Bank of Phillips Co. - Does not use Chexsystems - Verified

Non Chex Systems banks in Kentucky

Fort Knox Federal Credit Union - Does not use chexsystems

FIRST SOUTHERN NATIONAL BANK - Another good non chexsystem bank

FIRST AND PEOPLES BANK AND TRUST COMPANY - This bank does not use chex systems

MIDWEST AMERICA FEDERAL CREDIT UNION - Apparently they do not use chex systems, they said that they just switched to another system. Maybe EWS give it a shot

BANK OF CLARKSON - Does not Use Chexsystems

Non Chexsystems Banks In Alaska





Banks In MS







Transpotation Alliance Bank