Austin bank http://www.austinbank.com/ Branch manager said that they Use Chexsystems, but they don't really care. They open
about 95% of people on Chex systems. Worth a Try
Bandera Bank http://www.banderabank.com/index.asp - 1 branch location perfect if you are nearby. No chex systems there
1st CONVENIENCE BANK https://www.1stcb.com - I have verified with this banks and they only verify your identity to get Approved. Great Options of Anyone needing a Checking Account.
FSNB - http://fsnb.com Called and verified that this bank does not use chex systems and is willing to open accounts for anyone.
FHNB - http://www.fhnb.com/ - I have verified they do not use chex systems in approving any application. Feel Free To Join.
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Chexsystems consumer reports can become a serious burden to families and individuals looking to open up a new checking account. Any negative mark, whether minor a major, can prevent a consumer from having a checking or savings account.
Luckily today, there are many credit unions and banks that are either local or have branches nationwide that are willing to overlook a person's Chexsystems report. A website called "InfoAviator" at http://infoaviator.org/finance/checking-accounts/2014/05/28/how-to-open-a-second-chance-checking/ has a large verified list of these financial institutions offering "Fresh Start" and "Second Chance" checking programs that were specially designed for people that had a poor history of managing checking accounts.
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